Privacy Policy

What we collect. The calculator itself runs in your browser — the spending numbers you enter are not sent anywhere unless you submit a form. If you request an Owl Report or an auto requote, we collect the information you provide (name, email, and — for requotes — phone and ZIP code) along with the numbers you entered and your selected goal, so we can prepare your report or quote.

How we use it. To deliver your Owl Report, contact you about the requote or insurance products you asked about, and improve this tool. We do not sell your personal information.

Consent and contact. By submitting a form with the consent box checked, you provide express written consent for Who Takes My Money and Trio Insurance & Financial Services to contact you at the information provided, including by autodialed calls or text messages where you provided a phone number. Consent is not a condition of purchase. You may opt out at any time by replying STOP to texts or using the unsubscribe link in emails.

Sharing. Your information is shared only with the licensed agents and service providers needed to fulfill your request (for example, our CRM provider and the insurance carriers we quote with).

California residents. You have the right to know what personal information we hold about you, request deletion, and opt out of any sale of personal information. We do not sell personal information. To exercise these rights, contact us through the site.

Cookies and analytics. This site may use standard analytics and advertising pixels (such as Meta Pixel) to measure traffic and ad performance.

Changes. We may update this policy; the effective date above will change when we do.